M Financial Group

"Our clients - wealthy individuals and corporate executives - live longer, buy larger policies and keep them longer, so they deserve a
better deal."

— A Founding Partner of
  M Financial Group

M Financial Group is one of the nation's leading financial services design and distribution companies serving the needs of affluent individuals, corporate executives, entrepreneurs, and Fortune 1000 companies through a network of more than 135 independent Member Firms. M Financial was founded in 1978 on the principal that "off the shelf" products often do not meet the needs of the ultra-affluent and corporate markets. For more than 30 years, M Financial has worked closely with the nation's most prestigious insurance carriers and investment firms to pioneer the industry's most innovative solutions.

As an M Member Firm, we have access to a portfolio of proprietary products designed and priced specifically for the affluent and corporate clients using M Financial's superior mortality, persistency, policy size, and expense experience.

Mortality Experience:

M Financial's mortality experience - actual death claims - is 11% less than the industry high net worth segment (face amounts above $1 million). This lowers cost of insurance charges for M proprietary life products.

Lapse Rates:

Even in the wake of the financial crisis, M Financial's lapse experience - policies that lapse or surrender - is superior to the industry. This provides a longer time horizon for M Carriers to recoup initial expenses, which drives lower ongoing policy charges for M proprietary life products.

Average Policy Size:

M Financial's average face amount is nearly seven times that of the industry. This provides economies of scale which lower policy charges for M proprietary life products.

Complimentary Consultation

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1017 E. Morehead St. (Map)
Charlotte, NC 28204
Phone: 704.333.8461
Fax: 704.342.0782
MBL Advisors and their agents are presently licensed to sell traditional life insurance in AL, AK, AZ, CA, CO, CT, FL, DE, DC, GA, HI, IL, IN, KY, LA, MD, MA, MI, MN, MO, NC, NV, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WV, and WI. Insurance services are limited to residents of the above listed states. Residents of other states should consult with a local agent for insurance service.

Securities offered through M Holdings Securities, Inc., a registered broker dealer, member FINRA / SIPC.
MBL Advisors is owned and operated independently from M Holdings Securities, Inc. MBL Advisors is a member of M Financial Group. Please go to mfin.com/DisclosureStatement.htm for further details regarding this relationship.