Due Care Portfolio Review

The life insurance industry has experienced significant changes in the past decade, and has not been immune to the significant financial downturn of the last few years. The stress of the economic downturn has had an impact on the financial strength of most major insurance carriers today. Unprecedented investment losses at an insurance carrier level has inevitably trickled down to the policy performance level, thereby impacting every current policyholder today.

MBL Advisor’s carrier, product and investment selection and due diligence process is designed to include the client and is structured to meet fiduciary standards, with an emphasis on managing risk and providing insulation from liability and unexpected financial fluctuations.

We are asked to review existing insurance portfolios by clients, professional advisors, and trustees on a regular basis. Our proprietary assessment provides an independent third party review of how that portfolio has performed, on both an individual policy and aggregate level. This due care process has helped lead to ideas that ultimately create improved overall performance of the portfolio.

MBL Advisors Due Care Review Process